I am a mortgage loan officer with almost a decade of experience. My goals with each and every one of my clients is to give superior customer service, educate & inform, availability, and communication. I want my customers to have a tremendous loan experience by going above & beyond for them.
Currently if a student loan is deferred for at least 12 months past the closing date, lenders do not have to count that payment in the debt ratio. As of case numbers ordered on June 15th or after all student loan debt has to be included in the debt ratios. This will impact a lot of home buyers on ho